Our Services

Retirement Planning

Retirement is a destination. Whether the destination is far into the future or just around the corner, a well-developed plan is necessary to helping you and your family achieve their goals. Like many of your financial goals, the earlier you plan and get started, the better the chance of achieving those goals in the future. Retirement planning isn’t just about saving money. Setting specific goals around lifestyle, vacation homes

A well-developed plan will include various components to not only achieve income goals but also reduce your tax burden during retirement. A combination of tax deferred and tax advantaged investment tools will make sure you are on the path to meeting and exceeding your goals.

College Funding and Education Planning

The cost of a college education is on the rise and can be especially daunting when trying to determine the best way to save. While many people will focus on how much or little they can set aside, having and executing a plan is far more important. Planning for college is not a one size fits all approach. We are here to help set a path to help you achieve your goals related to education planning. We take a comprehensive look at your goals, current plan and outside funding options such as grants and scholarships and work together to form a plan that is both manageable and achievable.

Whether through 529 plans, Life insurance or other savings tools, we can help develop a plan to maintain flexibility, save on taxes and put your family in the best position to take advantage of grants, scholarships or financial aid.

Estate planning is not just for the wealthy. A solid estate plan can be the difference between being in control of your assets and having a court be in control. When you are younger an estate plan is critical to making sure you are in control of the medical decisions being made if you become incapacitated. Estate planning also controls the disbursement of assets should you pass away prematurely. At a minimum, regardless of age, you should have a Last Will and Testament, Financial Power of Attorney and a Living Will (advanced healthcare directive) in place. Having these legal documents will let your wishes be known and help you family avoid delays and court costs. When you are older and estate plan is critical to tax planning and making sure your estate is distributed according to your instruction and in the most tax efficient way as possible.

The foundation to a strong financial plan and a stronger financial future having a solid tax plan. This type of planning starts well before April 15th. Let us help you determine if your current plan is adequate or if steps can be taken to minimize your current tax liabilities and maximize any available tax breaks while remaining in compliance with the law and maximizing efficiency.

Other Services

We believe in doing everything we can to be an expert in our field but in some cases, we need outside help. We have a vetted network of professionals in related fields to help assist with whatever questions may arise around financial services. Please ask us about our network of attorneys, CPAs, financial planners and Property and Casualty agents available to help answer any questions you may have.